Renters Insurance in Georgia
QUESTION:I currently live in an apartment in North Georgia that I rent. I am about to move into a rental home with my wife. Do I need to seek a renters insurance policy, or a homeowner's insurance policy?
J.D. ThompsonGainesville GA
ANSWER:
Thank you for your question, Mr. Thompson. If you live in Georgia and your primary dwelling is a rented home or apartment it is advisable that you obtain a renters insurance policy. This coverage will help keep you and your valuables covered in the case of a loss. Certain policies may even help provide the means to pay for living expenses (such as a hotel) should you be displaced from your rental property. Many people feel that they don't need renters insurnace because they "don't have anything of value"; when a loss occurs and you're without the basic necessities of life, you may find your opinion has changed.
There are a number of types of renters insurance in Georgia that each provide coverage towards specific types of loss. Navigating through the policies to choose the one that best suits your needs can be a challenging process. Fortunately for your Hansard Insurance has more than 40 years experience helping renters in North Georgia. Some of the types of problems that our policies can cover you against are:
- Lightning
- Theft
- Hail damage
- Tree damage
Should you find yourself in need of renters insurance for a property you're living in somewhere in North Georgia, please don't hesitate to contact us for a free quote.