Business Insurance

Over the last 40 years, we have made your business' health and viability our main focus. We strive to help keep your business running at peak levels by taking the stress, worry and concern out of your insurance needs. At Hansard Isurance Agency, we recognize that businesses of all shapes and sizes face a tough economic climate. When it's time to make the tough choices related to insurance coverage, we're here to help you navigate the complex maze of being a business owner. Our policies are designed and tailored to your specific needs, while providing affordable, cost-effective solutions.

Commercial Auto Insurance

From single-vehicle units to the largest fleets, we know what it takes to safely navigate the day-to-day stress of managing commercial automobiles. When you're on the line for protecting your assets, employees and inventory why would you take the chance of operating without proper insurance coverage? You need the peace of mind to know that your business will operate effectively in the case of an accident. Our policies for commercial vehicles offer liability coverage, personal injury protection, collision, uninsured motorists protection and deductibles to suit your budget. You take care of moving products, people and resources from place to place; we'll take care of providing coverage in the case of an accident so that business can continue as usual. If you are the only driver, have a fleet of employee drivers, or allow your employees to drive their own car for business purposes, we have solutions that will keep you covered.

General Liability

With the current litigious state of affairs in America today, there are always reasons to worry about lawsuits against your business. With liability insurance coverage, you can help protect your personal (and business) assets in the case you're found to be responsible for injuries or damages that have occurred. This coverage will protect you against physical injuries that occur / are caused by your business, damage to personal property and other types of harmful acts that might happen. The coverage will pay the claims that are generated and thus keep you protected. Even in some cases, you could be sued for injuries / damages that have occurred because of a prodcut you made.

Workers' Compensation

Laws are in place to make sure that, should an employee get injured while on the job, they will be provided with financial support to compensate for their loss. With such laws in place, litigation over workplace injury decreases and the processed is easier to navigate for everyone involved. According to Georgia law, employers with three or more employees are required to provide worker's compensation coverage for their employees. Should injury occur, the employee is entitled to financial payment of their medical bills and lost income (Georgia law specifies the maximum amount of lost income that can be paid by an employer). The insurance that we provide is to provide employers with coverage designed to pay such benefits (as referenced above) in the case of an accident / injury. Keep in mind: this insurance is not meant to be a replacement for health insurance in the case of a loss. Even when all necessary safety measures / precautions are taken, accidents and injuries can still occur. It is still the legal responsibility of the employer to provide such coverage, regardless of their safety measures.

Building Insurance

One of the most important assets your company has is that of your physical building location. Should something happen to your office building, warehouse, storage facility, production plant or other entity, you will certainly need timely and effective solutions to get back up and running as quickly as possible. Our building insurance policies help to make this a reality. Protection of people, places and things are very valuable to any business, especially yours.

When you need coverage you can count on, trust the leading premier North Georgia Insurance Agency that proudly serves Georgia. Contact us today for a free quote.